Which of the following investments is most likely the riskiest?

The investment that is most likely the riskiest is the Internet company Initial Public Offering (IPO). IPOs involve companies that are often in their early growth stages and may not have a guaranteed track record of stability or profitability. New technology firms, especially those linked to the internet, can experience extreme volatility in their stock prices shortly after their launch in the public market. This volatility is influenced by various factors, including market sentiment, trends in the tech industry, and the company’s operational performance.

Investing in an IPO can lead to significant gains if the company performs well, but it also entails a higher potential for loss if the company struggles or fails to meet expectations. This inherent uncertainty and the potential for large price fluctuations clearly categorize IPOs—especially for internet companies—as among the riskiest investment options available.

In contrast, the other investment choices—such as a Certificate of Deposit, blue chip stock, and a bank savings account—generally offer more stability and lower risk. A certificate of deposit is insured and provides guaranteed returns over a fixed term, while bank savings accounts typically offer low, but stable, interest rates. Blue chip stocks represent well-established companies known for their reliability and consistent earnings, making them comparatively less risky than investing in an IPO