Which of the following retirement accounts typically includes a company match into the employee's account?

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A 401(k) plan is a retirement savings account that is commonly offered by employers and allows employees to contribute a portion of their paychecks to the account before taxes are deducted. One of the key benefits of many 401(k) plans is that employers often provide a matching contribution to the employee's account. This means that for every dollar the employee contributes to their 401(k), the employer may add a certain percentage of that contribution, up to a specified limit. This company match serves as an incentive for employees to save more for retirement, effectively boosting their overall retirement savings without additional cost to them.

In contrast, mutual funds are investment vehicles that pool money from many investors to purchase securities but do not involve direct employer matching. An IRA (Individual Retirement Account) is a personal retirement account that individuals can set up independently, and while they are beneficial for tax advantages, they do not typically include any employer contributions. Social Security is a government program that provides retirement income based on an individual's earnings history, but it is not an employer-related matching account either. Therefore, a 401(k) stands out as the correct answer due to the typical inclusion of employer matching contributions.

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