Which retirement plan most likely includes company match?

A 401(k) retirement plan is specifically designed to encourage employee saving for retirement, and one of its key features is the company match. Employers often contribute a certain percentage of their employees' contributions, effectively enhancing the retirement savings for the employee. This matching contribution can significantly boost the total amount saved over time, providing a strong incentive for employees to participate in the plan.

In contrast, an Individual Retirement Account (IRA) and a Roth IRA are accounts that individuals open independently of their employer. While they offer tax advantages for retirement savings, they do not usually include a company match because they are not employer-sponsored plans.

Mutual funds, on the other hand, are investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks and bonds. They do not inherently include any type of company match since they are not specifically retirement plans but rather investment options that could be part of a retirement plan.

Therefore, the presence of a company match is a defining characteristic of the 401(k) plan.